Ownership Submission
FORM 3
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Koebler Ellen
2. Date of Event Requiring Statement (Month/Day/Year)
01/01/2019
3. Issuer Name and Ticker or Trading Symbol
SUNTRUST BANKS INC [STI]
(Last)
(First)
(Middle)
303 PEACHTREE STREET, NE
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Chief Risk Officer
5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

ATLANTA, GA 30308
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)
2. Amount of Securities Beneficially Owned
(Instr. 4)
3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)
4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 1,986.855
D
 

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)
2. Date Exercisable and Expiration Date
(Month/Day/Year)
3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)
4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)
6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Phantom Stock (1) 11/14/2019 11/14/2019 Common Stock 4,265 $ (1) D  
Phantom Stock (1) 11/14/2020 11/14/2020 Common Stock 4,264 $ (1) D  
Phantom Stock (1) 11/14/2021 11/14/2021 Common Stock 4,263 $ (1) D  
Phantom Stock (1) 02/13/2019 02/13/2019 Common Stock 1,364.067 $ (1) D  
Phantom Stock (1) 02/13/2020 02/13/2020 Common Stock 1,363.038 $ (1) D  
Phantom Stock (1) 02/13/2021 02/13/2021 Common Stock 1,362.01 $ (1) D  
Phantom Stock (1) 02/14/2019 02/14/2019 Common Stock 1,588.719 $ (1) D  
Phantom Stock (1) 02/14/2020 02/14/2020 Common Stock 1,588.718 $ (1) D  
Phantom Stock (1) 11/08/2019 11/08/2019 Common Stock 7,340.043 $ (1) D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Koebler Ellen
303 PEACHTREE STREET, NE
ATLANTA, GA 30308
      Chief Risk Officer  

Signatures

Curt Phillips, Attorney-in-Fact for Ellen C. Koebler 01/02/2019
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Represents time-vested restricted stock units granted pursuant to the SunTrust Banks, Inc. 2009 Stock Plan or 2018 Omnibus Incentive Compensation Plan. These Plans are exempt under Rule 16b-3. Units will be settled in shares of common stock. The award agreements contain tax withholding features that allow us to withhold units to satisfy tax withholding obligations.
 
Remarks:
Exhibit List:   Exhibit 24 - Power of Attorney

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