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Miami Car Accident Attorney David H. Charlip Discusses No-Fault Insurance and What it Covers in Florida

By: Magic PR

Miami car accident attorney David H. Charlip ( releases a new blog post explaining the No-Fault Insurance in Florida. The lawyer mentions that Florida is among a few states that have enacted No-fault laws. These laws aim to simplify the process of getting a settlement for a car accident. No-fault laws require Florida drivers to get themselves insured so that they can turn to their own insurance policy in case of an accident. 

According to the Miami car accident attorney, “No-fault Insurance, also known as Personal Injury Protection (PIP) Insurance, is designed to quickly provide compensation for victims of car accidents through their own insurance. Regardless of who was at fault in the accident, a PIP can provide compensation to the victims. The primary purpose of PIP is to decrease the number of personal injury claims filed by victims.”

The lawyer explains that PIPs can cover up to 80% of the medical bills as long as the treatment is provided by a licensed physician, dentist, or hospital. The policy is also able to cover less serious injuries up to $2,500. Aside from those mentioned, PIPs can also cover the victim’s lost wages if they end up failing to go to work because of their injury. 

Attorney David H. Charlip adds that the insurance policy is also able to cover death and burial expenses up to $5,000. The minimum PIP insurance requirement is $10,000  per person and accident. The money will be paid regardless of whether the owner was at-fault or not. 

In the article, the lawyer adds, “PIP benefits are available to the owner and their relatives in the same household. Any injuries that “arise out of the ownership, maintenance or use of motor vehicles” are covered by PIP. PIP coverage can be applied for almost any motor vehicle injury.”

Furthermore, attorney Charlip says that although it is not required to hire a car accident attorney to file a claim for no-fault insurance in Florida, a Miami personal injury lawyer may be able to help a client navigate the legal system. They may also be able to explain a client’s rights in case their insurance refuses or attempts to withhold any compensation.

Lastly, the personal injury attorney emphasizes the importance of having a skilled lawyer when it comes to matters such as filing an injury claim after a car accident. An experienced personal injury lawyer may be able to help the victim receive the compensation they deserve. 

About Charlip Law Group

Attorney David H. Charlip has been helping clients in Miami and all across the country for over 30 years. His team of legal professionals at Charlip Law Group carries on years of tradition of meeting the legal needs of businesses and individuals in Miami, throughout Florida, and across the nation. An experienced litigator, David Charlip has a record of winning cases with a high success rate in foreclosure defense and commercial litigation. Charlip Law Group, LC maintains a strong federal practice and handles cases nationwide. Contact them today to schedule a consultation.


About Charlip Law Group L.C.

The most serious injuries are of course the most costly to the injury victim or family members, and they are also often the most complicated of personal injury matters. Charlip Law Group, LC, is a Miami personal injury attorney we understand how to prepare a compelling case that takes into account a lifetime of additional expenses for a person living with traumatic brain injury or spinal cord injury, or for family members who have lost a valued member of the family.

Contact Charlip Law Group L.C.

999 Brickell Ave Ste. 840,
FL 33131
United States

(305) 354-9313


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