Tacoma, WA - Filing a claim with an individual’s and the responsible party’s insurer is the first step toward securing damages for medical bills, lost wages, and other economic/non-economic damages. Sears Injury Law - Tacoma emphasizes the need for personal injury victims to seek immediate medical care and file a police report (to leave a trace of legal evidence) before starting the insurance claims process. The personal injury attorney Tacoma provides an overview of insurance injury claims, covering first-party vs. third-party claims, the claims process, and claim value assessment.
An injured individual files a first-party claim with their insurance company, whereas the at-fault party’s insurance provider receives a third-party claim. Many policies include coverage for injuries third parties incur due to the policyholder’s actions. Thus, the specific type of claim an individual should file depends on fault determination for the accident, the extent of available insurance coverage, and the nature of the incident.
For instance, if an individual causes a car accident, they can file a first-party claim with their auto insurance provider. However, in a pedestrian accident where a person is hit by a car, the injured victim should file a third-party claim with the at-fault driver’s car insurance provider.
The insurance company begins an inquiry into a victim’s claim by requesting photographs of the accident scene, a narrative of the events, and witness contact details. Sears Injury Law - Tacoma recommends consulting with an attorney before providing additional information to ensure that a victim’s decision doesn’t harm their chances of receiving what they deserve.
Upon assessing a claim’s value, the insurance company attempts to negotiate a settlement (these offers often fail to recoup a victim’s damages). A personal injury attorney can intervene to conduct an independent investigation, gather supporting evidence, create a compelling case on victims’ behalf, and fight for their rights in/out of court.
Though valuing an injury victim’s medical costs and lost earnings is a straightforward process, quantifying the pain and suffering resulting from an accident is daunting. Insurance companies employ formulas to calculate non-monetary losses which often fall short. Either way, Sears Injury Law - Tacoma can help victims negotiate for a more equitable and comprehensive settlement.
The firm obtains results through a unique and personalized client-centered approach to Insurance Claims and personal injury law. The team works with focused energy throughout the case, contacting clients regularly and working proactively to represent their interests at the highest levels.
The team comprises trained negotiators, investigators, and paralegals - many of whom have worked for insurance companies directly in the past, giving them valuable insight into the tricks used to devalue or dismiss a claim.
About Sears Injury Law - Tacoma
Sears Injury Law is committed to advocating for individuals against the powerful forces of insurance companies. They are committed to Listening Closely, Advocating Fearlessly. By managing the stress and paperwork, they ensure that clients can concentrate on recovery and moving forward with their lives. Founding attorney Robert Sears worked for over 15 personal injury law firms before starting his practice. Together with his team, they represent clients’ rights against insurance companies, large corporations, and at-fault parties in all capacities.
Media Contact
Name
Sears Injury Law - Tacoma
Contact name
Rob Sears
Contact phone
(253) 286-7444
Contact address
4826 Tacoma Mall Blvd
City
Tacoma
State
WA
Zip
98409
Country
United States
Url
https://searsinjurylaw.com/
