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Cotribute Implements Clients as a Member of the Jack Henry™ Vendor Integration Program

- VIP enables Cotribute to integrate with Symitar® -

Cotribute, an award-winning embeddable fintech platform helping credit unions grow deposits, loans and memberships today announced at the 2023 Jack Henry Connect in Indianapolis that it has successfully implemented clients as a member of the Jack Henry™ Vendor Integration Program (VIP). Participation in the program has provided Cotribute with access to Jack Henry’s technical resources to enable Cotribute’s embeddable digital account opening and loan application solutions to integrate with Jack Henry Symitar. The Vendor Integration Program is designed to help ensure that Jack Henry’s customers can easily deploy third-party products.

Cotribute integrates with Symitar via SymXchange™, a services-based programming interface that enables third-party vendors and credit unions to access the platform’s core data and business rules. The integrity of data is maintained throughout any data exchange, because access to business rules and data is managed through a service layer which governs these interactions.

Cotribute’s digital experiences can be easily embedded within the credit unions extended ecosystem. The platform comes with best-in-class templates and AI-based fraud prevention that help credit unions get compelling fintech like experiences without the heavy lifting. Cotribute’s core integration adapters enable real-time bi-directional connectivity and are configured in less than 30 days. With Cotribute, onboarding conversions are increased by 60%, cost of operations are decreased by 45% and onboarding time collapses from hours to minutes.

Philip Paul, CEO of Cotribute, said, “The pandemic accelerated the adoption of digital tools and technologies by consumers across all age demographics. As a result, credit unions are increasingly looking for innovative digital account opening and loan origination solutions. Credit union and bank executives have indicated that efficiently growing deposits and loans as well as increasing their operational efficiency through intelligent automation are top priorities. Our integration with Symitar allows Jack Henry customers to quickly leverage a large library of best-in-class digital onboarding flows for deposit, loan, insurance, investment and other financial products in order to achieve their growth priorities. Additionally, the integrated fraud detection, intelligent decisioning and automated document collection capabilities allow clients to reduce their operational workload while increasing compliance.”

Jack Henry’s VIP takes the customer out of the middle, providing vendors with direct access to Jack Henry’s technical resources and test systems. VIP inclusion is not an endorsement of the vendor’s product.

About Jack Henry

Jack Henry (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are a S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For more than 47 years, Jack Henry has provided technology solutions to enable clients to innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower approximately 7,500 clients with people-inspired innovation, personal service, and insight-driven solutions that help reduce the barriers to financial health. Additional information is available at

About Cotribute

Cotribute is an award-winning fintech platform that enables profitable revenue and member growth for credit unions. Cotribute’s capabilities include embedded digital account opening, loan application, member onboarding, smart cross-selling, fraud guard+, analytics and SEG/community engagement programs. Cotribute’s clients range from Fortune 500 financial institutions operating across the US to small regional credit unions. Cotribute is built on blazing fast cloud-based micro-services architecture, is SOC2 Type 2 certified, seamlessly integrates with core systems and is on a mission to deliver beautiful digital experiences to every member. For more information, visit

As a member of the Jack Henry Vendor Integration Program, Cotribute successfully integrates with Symitar via SymXchange.


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