UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT
     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported) October 27, 2004

                          FIRST FINANCIAL CORPORATION
             (Exact name of registrant as specified in its chapter)


           Indiana                      000-16759            35-1546989
(State or other jurisdiction           (Commission          (IRS Employer
      of incorporation)                File Number)      Identification No.)


          P. O. Box 540 , Terre Haute, Indiana                      47808
        (Address of principal executive offices)                  (Zip Code)


Registrant's telephone number, including area code 812-238-6264


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:


[ ]      Written communication pursuant to Rule 425 under the Securities Act (17
         CFR 230.425)


[ ]      Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
         CFR 240.14a-12)


[ ]      Pre-commencement communications pursuant to Rule 14d-2(b) under the
         Exchange Act (17 CFR 240.14d-2(b))


[ ]      Pre-commencement communications pursuant to Rule 13e-4(c) under the
         Exchange Act (17 CFR 240.13e-4(c))






ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION


     On October 27, 2004, the Registrant issued a press release reporting its
financial results for the three months ended September 31, 2004. A copy of the
press release is being furnished as an exhibit to this report and is
incorporated by reference into this item 12.


     The foregoing information, including the information contained in the press
release, is being furnished pursuant to this Item 12 and shall not be deemed to
be "filed" for purposes of section 18 of the Securities Exchange Act of 1934, as
amended, or otherwise subject to the liabilities of that Section or Sections 11
and 12(a)(2) of the Securities Act of 1933, as amended. In addition, this
information shall not be deemed to be incorporated by reference into any of the
Registrant's filings with the Securities and Exchange Commission, except as
shall be expressly set forth by specific reference in any such filing.



     The exhibit to this report is as follows:



EXHIBIT NO.                                DESCRIPTION
-----------      ---------------------------------------------------------------


99.1             Press Release, dated October 27, 2004 issued by First
                 Financial Corporation






                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, as amended,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


Dated October 27, 2004                     FIRST FINANCIAL CORPORATION
                                           
                                           (s) Norman L. Lowery Norman L. Lowery
                                           -------------------------------------
                                           Vice Chairman and Chief Executive
                                           Officer


Dated October 27, 2004                     (s) Michael A. Carty Michael A. Carty
                                           -------------------------------------
                                           Secretary/Treasurer and Chief
                                           Financial Officer



                                  Exhibit Index





EXHIBIT 
NUMBER
-------

                 
99.1                Press Release, October 27, 2004 issued by First Financial
                    Corporation