SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    Form 6-K

                        REPORT OF FOREIGN PRIVATE ISSUER
                     PURSUANT TO RULE 13a-16 OR 15d-16 UNDER
                       THE SECURITIES EXCHANGE ACT OF 1934

                          For the month of January 2003
                                           ------------



                                  Kookmin Bank
                                  ------------
                 (Translation of registrant's name into English)

             9-1, 2-Ga, Namdaemun-Ro, Jung-Gu, Seoul, Korea 100-703
             ------------------------------------------------------
                     (Address of principal executive office)

     Indicate by check mark whether the registrant files or will file annual
reports under cover of Form 20-F or Form 40-F.

                       Form 20-F  X            Form 40-F _____
                                 ---

     Indicate by check mark if the registrant is submitting the Form 6-K in
paper as permitted by Regulation S-T Rule 101(b)(1): _____

     Note: Regulation S-T Rule 101(b)(1) only permits the submission in paper of
a Form 6-K if submitted solely to provide an attached annual report to security
holders.

     Indicate by check mark if the registrant is submitting the Form 6-K in
paper as permitted by Regulation S-T Rule 101(b)(7): _____

     Note: Regulation S-T Rule 101(b)(7) only permits the submission in paper of
a Form 6-K if submission to furnish a report or other document that the
registration foreign private issuer must furnish and make public under the laws
of the jurisdiction in which the registrant is incorporated, domiciled or
legally organized (the registrant's "home country"), or under the rules of the
home country exchange on which the registrant's securities are traded, as long
as the report or other document is not a press release, is not required to be
and has not been distributed to the registrant's security holders, and if
discussing a material event, has already been the subject of a Form 6-K
submission or other Commission filing on EDGAR.

     Indicate by check mark whether by furnishing the information contained in
this Form, the registrant is also thereby furnishing the information to the
Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

                       Yes _____               No  X
                                                  ---

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                          Investor Relations Conference

2002 year-end earnings conference of Kookmin Bank will be held on Wednesday,
February 5, 2003.

 . Date                     Wednesday, February 5, 2003

 . Time                     16:00 Seoul / 07:00 GMT / 02:00 New York / 15:00
                            Hong Kong & Singapore

 . Venue                    Cosmos Hall, 63 Building, 60 Yoido-dong,
                            Youngdeungpo-ku, Seoul

 . Language                 Korean and English.  A simultaneous interpretation
                            will be available for the English-speaking
                            participants.

For those unable to attend in person, the conference will be also accessible by
means of telephone or video webcast through the Investor Relations section at
www.kbstar.com.

 . Q&A through telephone    From overseas      82 31 500 0501 or 82 2 6677 2256
                            From Korea         1566 2256 or 02 6677 2256
                            Pass code          6412
                            Q&A code           14

A replay service will be also available on Kookmin Bank's web site and by means
of telephone.

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                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

                                               Kookmin Bank
                                               -------------------------------
                                               (Registrant)




    Date: January 21, 2003                     By: /s/ Jong-Kyoo Yoon
                                               -------------------------------
                                               (Signature)

                                               Name:  Jong-Kyoo Yoon
                                               Title: Executive Vice President &
                                                      Chief Financial Officer

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