SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2003 GREENE COUNTY BANCORP, INC. (Exact name of registrant as specified in its charter) Federal 0-25165 14-1809721 ---------------------------- --------------------- ------------------- (State or other jurisdiction (Commission File No.) (IRS Employer of incorporation) Identification No.) 302 Main Street, Catskill NY 12414 ---------------------------------------- ------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (518) 943-2600 Not Applicable ------------------------------------------------------------- (Former name or former address, if changed since last report) Item 7. Financial Statements and Exhibits. (a) Not Applicable. (b) Not Applicable. (c) Exhibits. Exhibit No. Description ----------- ----------- 99 Press release dated July 31, 2003 Item 12. Results of Operations and Financial Condition On July 31, 2003, Greene County Bancorp, Inc. (the "Company") announced its earnings for the three and twelve months ended June 30, 2003. A copy of the press release dated July 31, 2003, describing earnings for such periods is attached as Exhibit 99 to this report. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. GREENE COUNTY BANCORP, INC. DATE: July 31, 2003 By: /s/ J. Bruce Whittaker ------------------------------------- J. Bruce Whittaker President and Chief Executive Officer