1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report Date of earliest event reported) January 16, 2003
GRAND CENTRAL FINANCIAL CORP.
-----------------------------
(Exact name of registrant as specified in its charter)
Delaware 0-25045 34-1877137
-------- --------- ----------
(State or other Jurisdiction of (Commission (IRS Employer
incorporation or organization) File Number) Identification No.)
601 Main Street, P.O. Box 345, Wellsville, Ohio 43968
-----------------------------------------------------
(Address of principal executive offices)
(330) 532-1517 (Registrant's
----------------------------
telephone number, including area code)
Not Applicable
--------------
(Former name or former address, if changed since last report)
2
ITEM 5. OTHER EVENTS.
------------
On January 16, 2003, the Board of Directors of Grand Central Financial
Corp. (the "Company") appointed David C. Vernon to the Board of Directors as
Chairman. Mr. Gerry W. Grace is retiring as Chairman of the Board of Directors
and will remain on the Board.
A press release announcing the Company's appointment of Mr. Vernon is
attached as Exhibit 99.
ITEM 7. FINANCIAL STATEMENTS AND OTHER EXHIBITS.
---------------------------------------
Exhibit 99 Press Release dated January 17, 2003.
2
3
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: January 21, 2003 By: /s/ William R. Williams
-------------------------------------
William R. Williams
President and Chief Executive Officer