Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                                 Date of Report:
                        (Date of earliest event reported)

                                 August 7, 2006

                                  CONN'S, INC.
               (Exact name of registrant as specified in charter)

         (State or other Jurisdiction of Incorporation or Organization)

                   000-50421                             06-1672840
           (Commission File Number)          (IRS Employer Identification No.)

                               3295 College Street
                              Beaumont, Texas 77701
              (Address of Principal Executive Offices and zip code)

                                 (409) 832-1696
              (Registrant's telephone number, including area code)

          (Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[_]  Written  communications  pursuant to Rule 425 under the  Securities Act (17
     CFR 230.425)

[_]  Soliciting  material  pursuant to Rule 14a-12 under the  Securities Act (17
     CFR 240.14a-12)

[_]  Pre-commencement  communications  pursuant  to Rule  14d-2(b)  12 under the
     Securities Act (17 CFR 240.14d-2(b))

[_]  Pre-commencement  communications  pursuant  to Rule  13e-4(c)  12 under the
     Securities Act (17 CFR 240.13e-2(c))

Item 2.02  Results of Operations and Financial Condition.

         On August 7, 2006, the Company issued a press release announcing its
net sales for the quarter and the six months ended July 31, 2006. The press
release further announced a reduction in the Company's earnings guidance for its
fiscal year ending January 31, 2007.

         The press release also contains the announcement of a Company's webcast
to be broadcast on August 8, 2006, 10:00 A. M. Central Time from the Company's
corporate headquarters.

         A copy of the press release is furnished herewith as Exhibit 99.1 and
is incorporated herein by reference.

Item 9.01(c) Exhibits.

Exhibit 99.1      Press Release, dated August 7, 2006

         All of the information contained in Item 2.02 and Item 9.01(c) in this
Form 8-K and the accompanying exhibit shall not be deemed to be "filed" for the
purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and
shall not be incorporated by reference in any filing under the Securities Act of
1933, as amended.


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                        CONN'S, INC.

Date:  August 7, 2006                   By:    /s/ David L. Rogers
                                               David L. Rogers
                                               Chief Financial Officer

                                  EXHIBIT INDEX

Exhibit No.                         Description
------------                        ------------
99.1                                Press Release, August 7, 2006