Digital insurance provider Lemonade (NYSE: LMND) will be reporting earnings this Tuesday before market hours. Here’s what to look for.
Lemonade beat analysts’ revenue expectations by 4.3% last quarter, reporting revenues of $151.2 million, up 27% year on year. It was a very strong quarter for the company, with a solid beat of analysts’ net premiums earned estimates and a decent beat of analysts’ EPS estimates.
Is Lemonade a buy or sell going into earnings? Read our full analysis here, it’s free.
This quarter, analysts are expecting Lemonade’s revenue to grow 31.4% year on year to $160.3 million, improving from the 16.6% increase it recorded in the same quarter last year. Adjusted loss is expected to come in at -$0.76 per share.
The majority of analysts covering the company have reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Lemonade has a history of exceeding Wall Street’s expectations, beating revenue estimates every single time over the past two years by 4.8% on average.
Looking at Lemonade’s peers in the property & casualty insurance segment, some have already reported their Q2 results, giving us a hint as to what we can expect. Mercury General delivered year-on-year revenue growth of 13.2%, beating analysts’ expectations by 2%, and Allstate reported revenues up 6%, falling short of estimates by 0.7%. Mercury General’s stock price was unchanged after the resultswhile Allstate was up 5.7%.
Read our full analysis of Mercury General’s results here and Allstate’s results here.
Debates over possible tariffs and corporate tax adjustments have raised questions about economic stability in 2025. While some of the property & casualty insurance stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 4% on average over the last month. Lemonade is down 12.8% during the same time and is heading into earnings with an average analyst price target of $33 (compared to the current share price of $37.16).
When a company has more cash than it knows what to do with, buying back its own shares can make a lot of sense–as long as the price is right. Luckily, we’ve found one, a low-priced stock that is gushing free cash flow AND buying back shares. Click here to claim your Special Free Report on a fallen angel growth story that is already recovering from a setback.
StockStory is growing and hiring equity analyst and marketing roles. Are you a 0 to 1 builder passionate about the markets and AI? See the open roles here.
