Mortgage insurance provider NMI Holdings (NASDAQ: NMIH) will be announcing earnings results this Tuesday after market close. Here’s what to look for.
NMI Holdings met analysts’ revenue expectations last quarter, reporting revenues of $173.8 million, up 7.2% year on year. It was a slower quarter for the company, with a narrow beat of analysts’ EPS estimates and revenue in line with analysts’ estimates.
Is NMI Holdings a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.
This quarter, analysts are expecting NMI Holdings’s revenue to grow 6.8% year on year to $177.4 million, slowing from the 12.1% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $1.21 per share.
Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. NMI Holdings has missed Wall Street’s revenue estimates twice over the last two years.
Looking at NMI Holdings’s peers in the property & casualty insurance segment, some have already reported their Q3 results, giving us a hint as to what we can expect. Stewart Information Services delivered year-on-year revenue growth of 19.1%, beating analysts’ expectations by 30.8%, and Skyward Specialty Insurance reported revenues up 27.1%, topping estimates by 14.3%. Stewart Information Services traded down 4.1% following the results while Skyward Specialty Insurance was up 1.4%.
Read our full analysis of Stewart Information Services’s results here and Skyward Specialty Insurance’s results here.
The euphoria surrounding Trump’s November win lit a fire under major indices, but potential tariffs have caused the market to do a 180 in 2025. While some of the property & casualty insurance stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 3.9% on average over the last month. NMI Holdings’s stock price was unchanged during the same time and is heading into earnings with an average analyst price target of $44.57 (compared to the current share price of $36.52).
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