UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K Current Report Pursuant To Section 13 Or 15(d) Of The Securities Exchange Act Of 1934 Date Of Report: March 15, 2002 (Date Of Earliest Event Reported) MONTEREY BAY BANCORP, INC. (Exact Name Of Registrant As Specified In Its Charter) DELAWARE 77-0381362 (State Or Other Jurisdiction Of (I.R.S. Employer Identification Incorporation Or Organization) Number) Commission File Number: 0-24802 567 Auto Center Drive, Watsonville, California 95076 (Address Of Principal Executive Offices)(Zip Code) (831) 768 - 4800 (Registrant's Telephone Number, Including Area Code) WWW.MONTEREYBAYBANK.COM (Registrant's Internet Site) INFO@MONTEREYBAYBANK.COM (Registrant's Electronic Mail Address) Item 5. Other Events On March 15, 2002, Monterey Bay Bancorp, Inc. ("Registrant" and "Company") issued a press release that announced: o the opening of a loan production office in Southern California o the elimination of institution specific regulatory capital requirements for Monterey Bay Bank o the repurchase of additional shares of the Company's common stock o the resignation of a Monterey Bay Bank senior officer Item 7. Financial Statements and Exhibits (c) Exhibits The following Exhibits are filed as part of this Report: 99.1 Press Release dated March 15, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Monterey Bay Bancorp, Inc. (Registrant) Date: March 15, 2002 By: /s/ C. Edward Holden -------------------- C. Edward Holden Chief Executive Officer President Vice Chairman Of The Board Of Directors Date: March 15, 2002 By: /s/ Mark R. Andino ------------------ Mark R. Andino Chief Financial Officer Treasurer (Principal Financial & Accounting Officer) EXHIBIT INDEX Exhibit Number Exhibit -------------- ------- Exhibit 99.1 Press Release Dated March 15, 2002