Filed Pursuant to Rule 433
Dated April 26, 2007
Registration No. 333-130718
Dated April 26, 2007
Registration No. 333-130718
$100,000,000
Fulton Financial Corporation
5.75% Subordinated Notes due May 1, 2017
Fulton Financial Corporation
5.75% Subordinated Notes due May 1, 2017
| Issuer: | Fulton Financial Corporation |
|
| Amount Offered: | $100 million aggregate principal amount of
Subordinated Notes (the “Securities”) |
|
| Trade Date: | April 26, 2007 |
|
| Settlement Date: | May 1, 2007 (T+3) |
|
| Maturity: | May 1, 2017 |
|
| Coupon: | 5.75% |
|
| Payment Dates: | Semiannual, 30/360 day count: May 1 and November 1
Initial Coupon November 1, 2007 |
|
| Yield to Investors: | 5.788% |
|
| Spread: | +110 basis points versus UST 4.625% due 02/15/17
(Strike Price 99-16, Strike Yield: 4.688%) |
|
| Purchase Price (to Investors): | 99.714% |
|
| Gross Spread: | 0.65% |
|
| Price to Issuer: | $99,064,000 (99.064%) |
|
| Redemption: | The notes are not subject to redemption or
repayment prior to maturity |
|
| Credit Rating: | A3/A- (Moody’s/Fitch) |
|
| Ranking: | The Securities will be general unsecured
subordinated obligations of the Issuer and will
rank equally with all of the Issuer’s other
unsecured subordinated obligations from time to
time outstanding, provided that the Securities
will rank senior to the junior subordinated
debentures issued to the Issuer’s capital trust
subsidiaries, and will rank junior to all of the
Issuer’s existing and future senior indebtedness
to the extent and manner set forth in the
subordinated debt indenture under which the
Securities will be issued. |
| Method of Distribution: | SEC Registered, Shelf Takedown |
|
| Lead Manager: | Keefe, Bruyette & Woods |
|
| Co-Manager: | BB&T Capital Markets |
|
| Co-Manager: | JPMorgan |
|
| Co-Manager: | SunTrust Robinson Humphrey |
|
| CUSIP: | 360271 AH3 |
|
The Issuer has filed a registration statement
(including a prospectus) with the SEC for the
offering to which this communication relates.
Before you invest, you should read the prospectus
in that registration statement and other
documents the Issuer has filed with the SEC for
more complete information about the Issuer and
this offering. You may get these documents for
free by visiting EDGAR on the SEC Web site at
www.sec.gov. Alternatively, the Issuer, any
underwriter or any dealer participating in this
offering will arrange to send you the prospectus
if you request it by calling Keefe, Bruyette &
Woods at 1-800-966-1559. |