SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549
                            -------------------------

                                    FORM 8-K
                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


                                November 17, 2003
                        (Date of earliest event reported)


                                 vFINANCE, INC.
             (Exact name of Registrant as specified in its charter)


         Delaware                    1-11454-03               58-1974423
  (State of incorporation or   (Commission File No.)        (IRS Employer
        organization)                                      Identification No.)



                            3010 North Military Trail
                                    Suite 300
                            Boca Raton, Florida 33431
                    (Address of principal executive offices)


                                 (561) 981-1000
                         (Registrant's telephone number,
                              including area code)





ITEM 12.  RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On November 17, 2003, vFinance, Inc. issued a press release describing its
results of operations for its three and nine months ended September 30, 2003. A
copy of the press release is attached as Exhibit 99 to this report. This
information is not deemed to be "filed" for the purposes of Section 18 of the
Securities Exchange Act of 1934 and is not incorporated by reference into any
Securities Act registration statements.










                                                               SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                                     vFINANCE, INC.



                                                 By: /s/ Leonard J. Sokolow
                                                     ----------------------
                                                  Name:  Leonard J. Sokolow
                                                  Title: Chief Executive Officer


Date: November 17, 2003










                                                             EXHIBIT INDEX

Exhibit                    Description

99                         Press Release dated November 17, 2003