SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934

        Date of Report (Date of Earliest Event Reported): April 14, 2004

                          PACIFIC PREMIER BANCORP, INC.
             (Exact Name of Registrant as Specified in its Charter)

                                     0-22193
                              (Commission File No.)

       DELAWARE                                         33-0743196
--------------------------------------------------------------------------------
(State or Other Jurisdiction of Incorporation) (IRS Employer Identification No.)


             1600 Sunflower Ave, Second Floor, Costa Mesa, CA 92626
             ------------------------------------------------------
               (Address of Principal Executive Offices) (Zip Code)

                                 (714) 431-4000
                                 --------------
              (Registrant's Telephone Number, Including Area Code)

                                 Not Applicable
                                 --------------
          (Former Name or Former Address, If Changed Since Last Report)







ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS

99.1     Press Release dated April 14, 2004 with respect to the Registrant's
         financial results for the first quarter ended March 31, 2004.


ITEM 9.  REGULATION FD DISCLOSURE

         The following information is furnished pursuant to Item 9, "Regulation
         FD Disclosure".

         On April 14, 2004, Pacific Premier Bancorp, Inc. (PPBI) issued a press
         release setting forth PPBI's first quarter 2004 earnings. A copy of
         PPBI's press release is attached hereto as Exhibit 99.1 and hereby
         incorporated by reference.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                            PACIFIC PREMIER BANCORP, INC.



Dated:  April 14, 2004                      By:      /s/ STEVEN R. GARDNER
                                                     ---------------------
                                                     Steven R. Gardner
                                                     President/CEO/COO