SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
February 20, 2002
------------------------------------------------------------------------------
(Date of earliest event reported)
Charter Financial Corporation
------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
United States 000-33071 58-2659667
------------------------------------------------------------------------------
(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
600 Third Avenue, West Point, Georgia 31833
------------------------------------------------------------------------------
(Address of principal executive offices) (Zip Code)
(706) 645-1391
------------------------------------------------------------------------------
(Registrant's telephone number, including area code)
N/A
------------------------------------------------------------------------------
(Former name or former address, if changed since last report)
Item 5. Other Events
On February 20, 2002, Charter Financial Corporation issued a press
release announcing that it had made an offer to acquire all of the currently
outstanding shares of FLAG Financial Corporation (Nasdaq: FLAG) on February
13, 2002. The press release is attached hereto as Exhibit 99.1, which is
incorporated herein by reference.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
(a) Not applicable
(b) Not applicable
(c) Exhibits
99.1 Press release dated February 20, 2002.
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CHARTER FINANCIAL CORPORATION
Date: February 21, 2002 By: /s/ Robert L. Johnson
-----------------------
Robert L. Johnson
President and Chief Executive Officer